New Jersey State Mandated Health Insurance Coverage

Medical insurance benefits that insurers in New Jersey must provide.

• alcohol/substance abuse
• audiologist
• autism
• blood lead poisoning screening
• bone marrow transplant
• breast reconstruction
• cervical cancer/HPV screening
• chiropodist
• chiropractor
• colorectal cancer screening
• congenital bleeding disorder
• contraceptives
• dental anesthesia
• dentist
• dependent coverage (including newborns, dependent student/adult, disabled dependent adults, domestic partner and civil union)
• diabetes (supplies and self-management)
• emergency room service
• hearing aids for minors
• home health care
• infertility services
• in vitro fertilization
• mammmography
• mastectomy minimum stay
• maternity (including minimum stay)
• mental health
• newborn hearing screening
• nurse and nurse midwife
• off-label drug use
• optometrist
• physical therapist
• PKU/metabolic disorder
• prostate cancer screening
• psychologist
• second surgical opinion
• speech therapist
• well child care
• Wilm's tumor